Dear Hotcoin Users,
We are excited to announce the launch of the new $IBT Fixed-Term Savings Event. To thank our valued users for their continued support and trust, the $IBT project team has introduced a range of fixed-term, high-yield savings products designed to help you flexibly allocate assets and grow your wealth.
Event Overview
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Subscription Start Time: September 23, 2025, 18:00 (UTC+8)
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Asset: IBT
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Total Quota: 100,000 IBT
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Subscription Limit: Up to 500 IBT per product tier per user, ensuring fair participation
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Subscription Method: First-come, first-served until sold out
About IBT (Internet Blockchain Token) IBT is committed to building an inclusive digital financial ecosystem that allows anyone with internet access to seamlessly participate in the global digital economy—without relying on traditional financial intermediaries.
With its fixed supply and deflationary mechanism, IBT delivers both scarcity as a store of value and utility as a medium of exchange. The ecosystem is centered around the token itself, spanning a decentralized payment network, DeFi protocols, an NFT marketplace, and other blockchain services—creating a self-reinforcing economic cycle.
Savings Product Plans
To meet users’ diverse liquidity and yield preferences, IBT is offering a range of fixed-term savings options, each designed with different terms and returns to suit your investment needs.
Investment Period (Days) |
Annual Yield (%) |
Product Features |
IBT Quota Limit |
14 |
8.50% |
Ultra-short-term flexible investment with quick returns |
10000 |
30 |
12% |
Short-term stable income with liquidity balance |
20000 |
60 |
18% |
Medium-term investment balancing returns and stability |
30000 |
90 |
25% |
Long-term investment with high return potential |
40000 |
Earnings Calculation Example:
Yield Calculation Example (based on the max subscription of 500 IBT): Earnings are calculated by multiplying the principal amount by the annual yield and the number of days, then dividing the result by 365.
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14 days (8.5% APY): Approx. 1.63 IBT
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30 days (12% APY): Approx. 4.93 IBT
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60 days (18% APY): Approx. 14.79 IBT
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90 days (25% APY): Approx. 30.82 IBT
Note: The above earnings are estimated based on a subscription cap of 50,000 IBT. Calculations are rounded and for reference only. Actual earnings may vary due to multiple factors.
Important Notes:
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Funds cannot be redeemed during the fixed-term lock-up period
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Subscriptions will close once the total cap is reached—no further entries will be accepted
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Principal and earnings will be distributed to users’ accounts within 1 business day after maturity
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IBT reserves the right to adjust the token, interest rates, and subscription limits based on market conditions
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Please choose the product term that matches your fund allocation and risk preference
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IBT reserves the right of final interpretation for this event
Thank you for your continued support.
hotcoin
September 23, 2025